The essentials you need for this exact moment.
Living during this unprecedented era has threatened two critical areas of our lives: financial independence and mental health and wellbeing.
That’s why we developed LIVING 2.0 Essentials: a collection of programs to get you as much as $300-$500+ every month in financial relief and 6 award-winning programs to serve your mental and behavioral health, plus affordable access to a therapist and unlimited virtual doctors appointments for you and your family.
It’s also why we’re giving any Federal Employee 20% off any subscription level—for life! Just enter discount code 20offFedGov at checkout!

Essentials includes everything in Start and Save.


Relationship Health
Repair, grow + strengthen your marriage or committed relationship.

PTSD Recovery+
A self-administered test that can identify several types of PTSD and other health risks.

Social Anxiety Relief
A mobile game that teaches how to reduce stress + anxiety.

Child Development+
The most accurate source for parents to take control of their child's health + wellbeing.

Smart Sober Living
A complete 28 day + 1 year recovery support program for Opioid, drug & alcohol addiction.

Safety Net
Leverage your community to stay safe, all from your phone.


Lower Your Bills
You upload your bills. We lower your bills. We split the savings.

0% Pay Day Loans
Get access to your paycheck immediately - with no fees!

Rewards For Walking
Earn for every calorie you burn. Get rewarded to improve your health and fitness!

LIVING 2.0 Deals
Our new deal: we can save you a lot of money on everything from travel to dining to shopping and more.

Student Loan Debt Relief
Work with our specialists to reduce your loans up to 40%.

Shop Now, Pay Later
Shop millions of products and pay over time. Pay no interest (that's right, none).

Cash Back Mall
Shop at over 1,400 stores with cashback, special offers, + more!

Essentials+ includes everything in Essentials, plus Tele-Therapy.

Tele-Therapy
Unlimited virtual therapy appointments for you and your family. No co-pays. No surprise bills.

With LIVING 2.0 Essentials Premium, you get everything in Essentials and Essentials+ and you also get Tele-Medicine.

Tele-Medicine
Unlimited doctor appointments for you and your family. $0 co-pay.

Tele-Therapy
Unlimited virtual therapy appointments for you and your family. No co-pays. No surprise bills.