Aggravated Assaults
Sexual Assaults
Mass Shootings
Terrorist Acts
Trauma Coverage
Affordable trauma insurance for individuals and families.
Incomparable benefits that protect your quality of life after violent incidents and infectious diseases.
Every Day
At School
Infected by Disease
Traumatized by Violence
Financial Benefits
Receive 100% of your regular pay while you’re unable to work due to a trauma without a waiting period to receive benefits.
Families of traumatized students also receive $100 in financial assistance per day while the student is unable to attend school due to a trauma.
Death benefits are also paid in the event of an untimely death from a covered incident.
Recovery Benefits
$0 copay and deductible for trauma recovery care: medical, dental, vision, hearing, pharmaceutical, and addiction to pharmaceuticals.
Family members providing supportive services can also receive 100% of their regular pay.
This gives you control over your care providers and the type of care you choose to receive such as elective, reconstructive, or cosmetic surgery.
Counseling Benefits
Trauma counseling is available if you experience a covered incident or witness a violence incident at work or school (Student Plans).
Trauma or bereavement counseling is also provided to immediate family members.
If you don’t have a counselor, we can connect you with one in our network.
meet the team
Individual | Family
Financial Benefits
All plans provide 100% of your regular pay while you’re unable to work due to a trauma without an elimination period to receive benefits. The only difference is the benefit maximums.
Students receive $100 in financial assistance per day while the student is unable to attend school due to a trauma. Family members providing supportive services will also receive 100% of their regular pay. There is no elimination period to receive benefits.
Death benefits are also paid in the event of an untimely death from a covered incident.
Family coverage includes the insured; spouse (if applicable); and dependent, unmarried children to age 19 (26 if full-time students). This includes the relationship created by a domestic partnership. Newborn children are automatically insured from the moment of birth. A dependent child must be under the age of 19 at the time of application to be eligible for coverage.
Student
Financial Benefits
Student coverage is available for dependent children to age 19 (26 if full-time students). A dependent child must be under the age of 19 at the time of application to be eligible for coverage.
Families of traumatized students receive $100 in financial assistance per day while the student is unable to attend school due to a trauma. Family members providing supportive services will also receive 100% of their regular pay. There is no elimination period to receive benefits.
Death benefits are also paid in the event of an untimely death from a covered incident.